Thursday, October 8, 2015

VenuG Presents: Invitation to Airtel Kolkata Data customers Join me in a Class Action Suit against Airtel

  1. Join me in a fight with Airtel
  2. in comparison to a Giant Telecom Firm
  3. I'm but a midget...
  4. if I find 1000 likeminded Airtel Comsumers Tired of Airtel 2G Data Services Network
  5. you May join me...
  6. united we stand
  7. divided we fall
  8. today Airtel Betrayed me totally
  9. my data pack expires tomorrow midnight.
  10. lets fight...
Shall complete post tonight. .
with details atm outside with bad network of Vodafone which won't upload pictures'
sorry
brb...

Sunday, September 13, 2015

VenuG Presents: Egocentric Food Critics & Michelin Stars are replaced by Social Media & Smartphone Smart Alec

Do we need food critics at all?
Oh! yeah we do!
That's how we first hear about them,
But AFAIK these days those with spending power have other ways to find restaurants
&
Hence we can stop treating Michelin Star giving Food Critics & Guide Books
A Lower than "Demi God" status.
Those who can go have wherewithal to find good places
&
As Mr Vir Sanghvi says, "In other words , over 90% or more of the people who read a restaurant review, will never ever visit the restaurant they're reading about. In case of Brunch readers much less than 1% of our readers will go. It's not like movie reviews where millions go to see each movie " (even in which case 5* movies fail & 2* ones succeed check the latest "Welcome Back" as an example trashed by every reviewer but loved by the movie goer as paisa vasool phillum. ) 








Hope Mr Vir Sanghvi writes "How to find a place to eat from social media "


Oyo Rooms AirBNB are a threat
Unless you change the world will replace you with a click of thumb & middle finger

@madversity @HTBrunch
#VenuKiClass #Hospitality #Reviews  @tripadvisor mentioned @tripadvisor add #SocialMedia
 Absolutely agree with his
The Critical Theory #RudeFood dated 13th September 2015(link not found)
Finally link found
Check my #PinchToPocket series
This week I've been
A) Denied Valet parking as "No one comes on motorbikes"
I may as well come on unicycle.
B) Shifted from a vantage point Table in front at a music invite i was requested to attend because "my (partner's) family was to sit there"
C)  Refused a groupon offer paid for "as it was not printed"
D) Whereas, I ate & praised food
At
I) Where security & manager dissuaded me to enter, as the AC was not working.
II) Where I was asked to not enter lounge as hookah smoke would offend me    , I went, ate reviewed.
E) Was invited to a high tea book launch & pay registration fee at a restaurant, which is good, great ambience & even better food.(I refused to go, please do not call if I need to pay, I'm paying for the food ya?"
My take, in recession & ongoing competitive world of hospitality, when every day small brands like Wow Momo succeed due to great service, product  & Chai Break for friendly hospitality, management needs to strengthen #HR & Training to enable staff to handle #customers & #guests with kid gloves
Zomato, Instagram #reviews work more than #michelin stars these days. Social Media #nfluencers Google Maps ratings do help.
But #smartphone yielding Smart Alec has one upped the critic 
Now there are Times Food Guide, HT Food Guide, Highway on my plate,  Will travel for food, books like Saransh Goila's India on my platter, but I frequently use Instagram hashtag #FoodPorn + , to select places to eat, read #Munnar or #Kumarakom to decide where to travel to. " #Hummus #Kolkata " "Tortilla #Kolkata " to decide. 

Zomato & Google Places ratings
Foursquare reviews
Blogs, Book my show user reviews
I watch movies with no2 rating on bookmyshow to have better entertainment at a lesser price. On Zomato I never visit places with ratings higher than 4.5 as I know that would get me snooty captains & maiter de hote at a higher cost.
If captains of the industry need exclusive club & stay empty, good luck to them, I'd rather go to "Boudi's Kitchen" for bhapa Ilish than pay higher at Oh! Calcutta !!!
Because I'm paying, there are no free lunches neither to me, nor to the hotel, my footfall comes at a cost, I pay cash, you pay respect to me
Or you can

Beep Beep Beep :-)






VenuG Presents: Dengue Fever in Kolkata, an open letter to my Daughter. Why, What, Where, How, When


Pls RT / Share #Kolkata #HealthCare #Dengue
For #fumigation
#PublicService #Health
#KolkataMunicipalCorporation 
#Helpline Numbers #WhatsApp WhatsApp
Ph: +918335988888
( #NoCallsPlease) 
#Dengue #Malaria #Chikangunya #JapaneseFever Dhyaan डैंगी आप माँ? 
#Mosquito #Viral #virus control
Anopheles, Aedit.
#SelfHelp #preventivemeasures 
A) Keep Surroundings Clean.
B) Do NOT let water collect around your home. 
C) Remove any garbage collected around your #home
D) Do not leave humus, pestilence, waterbodies, garbage that lets #mosquitoes lay eggs.
E) Get your home fumjgated.
F) Use Mosquito Repellent Liquid Vapouriser (Insecticide) 247365 in switched on condition.


Thanks Dad #Achchan for #education you gave me.
Buy 2 Get One Free.
#Mortein #PowerGard Liquid Vapouriser On #247365
Google Map Municipal Hospitals in Kolkata
Link
Telephone 033 2302 2803

Websites of Private Hospitals Near Ballygunge
AMRI Multi speciality
Wockhardt urology kidney
Fortis urology kidney heart
Woodland multi speciality(since 1947)
CMRI(Heart + multi speciality)
BM Birla (Heart) 
I won't go to any of the above ever OK!!!
My wife & kids may. I have seen people talk shit to me
Shilpa Srivastava of Twitsnaps (Mapxl) was diagnosed of throat cancer at CMRI
People told bullshit to me
A) I went there &,announced no one came up to me
I posted a status (as per my conversation with the Doctor "Her survival chances are very bleak)
B) hell breaks loose. A guy tells me "but I was at the hospital " as if I'm a liar!!
C) I tell them fly her to Mumbai No one heeds my advise.
D) She dies. A guy wants to file an FIR. Needs "Contacts in Kolkata" Can you help?
I say go to the police station & file FIR why do you want contacts if they refuse send it by registered post AD .
Reaction "Can you help? No? Then Shutup!" I block him.
Idiots money / contacts can't buy treatment / knowledge/Love  it can buy sex.
There are no substitutes to
Gormint
Schools
Hospitals
Banks
Airlines
Whatever
Private Sector has just one motive profit. You're a potful of money for them. Not patient. They won't give you your Mom / Dad which they call "dead body" till you pay up.

Google Maps
AMRI link 
Wockhardt
Fortis 
Woodland
CMRI
BM Birla 


You may consult AMRI, Apollo, Fortis later(if you're snobbish & snooty, Dengue has specific symptoms similar to other viral diseases a Government Doctor consults 100+ plus patients a day, while some private doctors don't see 100 a month. )
Lal Path Labs just get a blood test (can be taken after meals/eating) can consult the Doctor later. 
Link Gajanan Lal's Path Lab 
Telephone 033 2455 3446
Even Dengue Fever is favourable to developed Northern Hemisphere








#Dengue (pronounced denGEE) fever #NorthSouth divide
Even deadly diseases have a #Geography

3 Cases already in my quarters{And Divya has fever & hell she won't take a blood test(sent back Lal Path Lab guy who came home) without consulting a Doctor}, won't go to a Gormint Hospital And she does'nt know 2 Delhi Private hospitals turned away dengue cases causing fatalities. When your kids act stubborn)
#ProTip Municipal Hospitals are better equipped against Dengue than private ones(antidote & symptomatic diagnosis(to be confirmed by a #bloodtest . In private even non-dengue cases treated as dengue.
#Symptoms sudden high fever , severe headache/joint pain, bleeding, rashes(after 5-6) bleeding.
#Diagnosis only confirmed by blood tests (as many viral fevers have similar symptoms.
#Treatment
DO NOT TAKE  ASPIRIN/IBUPROFEN (WILL INCREASE BLEEDING) TAKE PARACETAMOL(CROCIN)


Dengue (pronounced DENgee) fever is a painful,
debilitating mosquito-borne disease caused by
any one of four closely related dengue viruses.
These viruses are related to the viruses that
cause West Nile infection and yellow fever .
An estimated 390 dengue infections occur
worldwide each year, with about 96 million
resulting in illness. Most cases occur in tropical
areas of the world, with the greatest risk
occurring in:
The Indian subcontinent
Southeast Asia
Southern China
Taiwan
The Pacific Islands
The Caribbean (except Cuba and the
Cayman Islands)
Mexico
Africa
Central and South America (except Chile,
Paraguay, and Argentina)

Most people in the UK who catch dengue fever
have travelled to South-East Asia and India. In
2012, 343 people were diagnosed with dengue
fever in the UK. All were people who had
recently returned from travelling abroad.
Most cases in the United States occur in people
who contracted the infection while traveling
abroad. But the risk is increasing for people
living along the Texas-Mexico border and in
other parts of the southern United States.

#Symptoms
Symptoms of Dengue Fever
Sudden, high fever.
Severe headaches.
Pain behind the eyes.
Severe joint and muscle pain.
Fatigue.
Nausea.
Vomiting.
Skin rash, which appears two to five
days after the onset of fever.

#Diagnosis
Your GP will ask about your symptoms and
examine you. Tell them if you’ve recently
travelled abroad and whether you’ve been
exposed to mosquitoes. It can be difficult for
your GP to diagnose dengue fever because the
symptoms are similar to many other bacterial
and viral infections.
If your GP suspects you have dengue fever, he
or she may ask you to have a blood test. This is
to see whether you have signs of the virus in
your blood and/or certain antibodies for dengue
fever. These can confirm whether you have the
infection. Your #blood will be sent to a #laboratory
for #testing.
#Warning
#Treatment #DoNOTTake
#Ibuprofen or #Aspirin
Take #Paracetamol
#Crocin


There isn't a specific treatment for dengue
fever. However, but your body will usually fight
off the virus within three to four days of the
rash appearing.
Self-help
There are things you can do to help your
recovery.
Rest and drink enough fluids. Your GP may
suggest that you take oral rehydration salts
to help prevent you becoming dehydrated.
Take paracetamol to help relieve your pain
and reduce your fever. Don’t take aspirin or
ibuprofen as this can worsen any bleeding
you may have. Always read the patient
information leaflet that comes with your
medicine and if you have any questions, ask
your pharmacist for advice.
Hospital treatment
If you're severely dehydrated, have severe
symptoms of dengue haemorrhagic fever or
your symptoms suddenly become worse, you’ll
need to be admitted to hospital. You may need
to have fluids through a drip in your arm. Most
people make a full recovery if they receive the
right treatment.

Saturday, September 12, 2015

VenuG Presents: #VenuKiClass on what to do during Financial Crisis

This afternoon an IIT'ian Sourabh Chokra shared this link








"During #FinancialCrisis, Just Wait"  That's Bullshit!! BS #VenuKiClass
1 ReLearn
2 Review
3 Rebuild
4 Recoup
5 Recover
6 Revamp
7 Reach out
8 Learn new skills & soft skills
9 Go for newer field knowledge
10 Upgrade your #education
11 Network
12 Follow Your Passions
13 Renew your Alma Mater connections.
14 Do things outside your comfort zone
15 Since you have nothing to lose take calculated #risks.
16 rebuild capacities
17 encash in boom.
I didn't wait!!! I did the best other thing I could do. I did mindblowing music. I organised Gigs. Met the most interesting  people. I followed my passion. I met people I had lost track of. I travelled . I cooked some of the best dishes at home at shoestring budget.
I bought an LG X800 basic phone with internet. Joined Facebook.
Became Most influential Indian no 200 in India when Amitabh Bachchan =1!!
Met some of the best networkers in India
Joined twestival met more interesting people
Joined Twitter
Bought a Nokia E63
Joined
Joined YouTube
Organised a couple of gigs
Was asked by @blogadda to cover MTV Roadies 9 audition.
Have 19 videos with 5000+ views. With a Nokia E63
Bought MTV Bolt phablet
Told All India Bakchod to shift from Soundcloud to YouTube
Wrote a couple of blogs which got Flipkart a $1billion investments.
Snapdeal $600 million.
Made a Facebook page #JusticeForWomen has 3000 members.
Bought a Micromax Unite A106 mobile
Joined Dubsmash & Instagram ran a hashtag #vReco which helped people with 2000 followers to reach 30000
On my recommendation Dubsmash India shared Shenil Patel's dubsmash helping her reach 35k.
(PS I have 250 followers)
My hashtag #VenuKiClass is one of the most popular hash tags in the world (in top 1000 on Instagram.)
I started all this when I did not have Rs16 for bus fare. Don't ask me how much I have now.
There have been mind blowing events after this
So I won't sit & wait.
I will do new things.
Join new technologies.
Make new friends.
Improvise
Follow my passions
Meet new people
Mentor
Pass on my skills to young ones
Motivate
Dish out things for free & make people successful.
The wealth I get out of this is satisfaction & respect.
If your people turn their back in bad times, that's the fault of yours in good times. You backed the wrong horse with wrong traits. My people never gave up on me.
They liked Billy Joel's lyrics
I took the good times
I'd take the bad times
I love you just the way you are ....
All the above to inspire not boast.
I'm not contesting an election or partaking in a popularity poll. Seriously all the above is true.

Thursday, August 6, 2015

VenuG Presents: A One Much Louder Lesson on Customer Feedback To Vijay Nair & NH7 Weekender



The background for the blog is the lineup anounced by One Much Louder, Vijay Nair's excellent indie event management outfit, for the Annual NH7 weekender to be held between 24th October, 2015 to December 4-6, 2015 in 5 cities. Shillong(Oct 24-25), Kolkata(Oct 31-Nov1), Delhi(Nov 28-29) Pune(Dec 4-6) Bengaluru(December 4-5) Book tickets HERE



The whole line up HERE





If you look at the lineup, it consists of great musicians, not only talented, but also extremely creative indie & exponents of OC contemporary "outside mainstream" bolly/Molly or any wood (Except A R Rahman) 
But, But, But,
The sucker that I am for music & musicians, I passionately support indie musicians, by sharing their music, sharing their gig updates, and whenever I get the time, attend their gigs too. I have known many of them musicians & bands individually for years. But, as I ranted last year, when Parikrama(A Band celebrating their silver anniversary) was performing only an acoustic Jam session(corrected this year with acts at 3 places) & Kolkata Bands, like Cactus, Fossils performing not at Bengaluru, Pune or Delhi, but ONLY in Kolkata. Not having Bhayanak Maut or Amit Trivedi at Kolkata(Later added) & Not having International Acts (Megadeath this year is a great thing for Kolkata's Fanatic Metalheads)
What did I find this year???
Cactus , Fossils, Neel & The Nightbulbs, Pink Noise, Underground Authority the local Kolkata Bands playing ONLY AT KOLKATA!!! STUPID DECISION!!!
Also young Nishchay Parekh playing at Kolkata (Also at Shillong & My at Pune Too! I'm so happy for the kid I saw singing Mervin Gaye Blues at The American Centre Eons ago)
Now also seeing Soulmate & Lou Majaw perform at Shillong, The Raghu Dixit at Bengaluru & Faridkot at Delhi made me wild with anger!!!
Are you supporting indie music, when with such high priced tickets & a branded sponsor like Bacardi, you can't put bands, outside their home turf?
Many musicians on my Facebook timeline, might get offended by reading this blog post of mine, but hey, I've heard you all many times over. With such ticket prices, I may as well fly to Pune/Bangalore on the December 4-6 weekend and hear AR Rahman, Mark Robson, Dr L Subramaniam , Peter Cat Recording Naa? Logical no?
Further NH7 & OML have done injustice to Bands by not giving them new audience/Fans, Isn't my reasoning perfect?
Appalled I tweeted the following. 
Remember Offering A Bangali Hilda(Ilish in Bengaluru or Pune is better, & Thayir Shadam to a TamBrahm in Saddi Dilli,  or Mutta Stew/Appam (Egg Stew & Hoppers) to a Mallu like me in Kolkata, or Lassi/Mattha/Makki diyan rottiyaan ttey Season Da Saag to a Sardarni in Bengaluru. This is "Ghar ki Murgi Daal Barabar"
I tweeted THIS.


Vijay Nair's reply altogether shocked me. I'm a consumer hard to please, to me, a businessman(After all OML is a business for profit not an NGO Ya?) cannot take me for a royal ride, by giving me anything less than "VALUE FOR MY HARD EARNED MONEY"
DO YOU GET IT OML?
ONE MUCH LOUDEST ADVISE.
Better listen to my counsel,
It is in YOUR INTEREST 

OFFERING KOLKATA BANDS IN KOLKATA IS LIKE SELLING A COMB TO A BALD NAN.
&
THE BANDS DO NOT GET ANY VALUE ADDITION BY PLAYING TO THE SAME AUDIENCE THAT ANYWAY ARE THEIR  FANS!!!


And here comes the punchline 
I started with "Customer is always right & when in doubt re-read rule one!!!

And the conclusion that, my sane counsel helps OML in the long run. I don't gain a thing if crowd get better options. If music lovers get more than their money's worth, I'm a happy man. I'm anyway a music keeda, I will anyway support indie musicians. Whether NH7 exists or not 
Following, Doing, Supporting & Mentoring Musicians for 37 years now, I'm not going to change. But if along with OML, musicians gain too, isn't it a win-win situation? Does it make any difference to the costing? Not that I know of!!

Here is a live example of what kind of crazy stuff I do.
😁😁😁😁😝😝😝😝😊😊😊😊😍😊😊😊😊😊
If still OML/NH7/Bacardi/Weekender don't get it
God help them.
A guy, who trolls Zuckerberg & Get Facebook Messenger inside Facebook App itself 
Can never give you an improper advise .

Read what's below. 
It was posted on Instagram ... 


Sometimes a small ant can shake a mighty elephant 
Aesop's Fables told us a moral
In the fable
Fox & The Crane
Moral Never Cheat Your Guest.
Watch the video. & Read how Flipkart got funded.










Just Google :-)

"Forbes, Flipkart, Customer Service & VC Funding"






#VenuKiClass #influence #influencers #Timeline #Google #Search
1. 24th June, 2012 Rohin Dharmakumar's biased cover story appears online.
http://forbesindia.com/article/boardroom/can-flipkart-deliver/33240/1
25th June, 2012, Sachin & Binny Bansal write to Editor, Forbes india that Rohin's article was one sided.
http://forbesindia.com/blog/editors-blog/flipkart-ceo-responds-to-our-cover-story/
"Error 404 File Not Found."
25th June, 2012 Ashish Sinha Editor Forbes India responds.
http://www.pluggd.in/flipkart-story-on-forbes-297/
"Error 404 File Not Found"
There is a #Twitter Outrage.
I find industry insiders poking fun at Sachin, Binny & Flipkart's outrageous valuations.
Also at a Mumbai Digital Marketer, Partner at Seedfund Mahesh Murthy(whose hunches I find correct at most of the time.
They're saying "Flipkart demand of $150 million is unrealistic, they may get at the most $50 million"
I myself analyse
COD, 24 hour delivery, deep discounts(In gist pampering their #customers
I write this  "Forbes, Flipkart, Customer Service & VC Funding"
http://youthentertainmentnetwork.blogspot.com/2012/06/forbes-flipkart-and-customer-service-vc.html?m=1
FYI Facebook Acquiring Instagram & WhatsApp is the same analogy(Pampered registered users)
Hell breaks loose!!
VCs Fall over each other to Fund Flipkart.
The final tally is not $50/100/150/250/500 million.
A whopping $1 Billion.
And who reported it?
#Forbes 😘😁☝😊😝👍✌👌
👇👇👇👇👇👇👇👇👇👇👇
http://www.forbes.com/sites/saritharai/2014/07/29/indias-flipkart-raises-1-billion-among-the-largest-in-single-funding-round-in-global-e-commerce/
THE BIGGEST GLOBAL FUNDING FOR ANY eCommerce Firms including $Baba
Post 1Billion Sale fracas another #blog post
"Leave alone flipkarf, Amazon won't be able to beat Snapdeal."
Got Snapdeal $600 million.
Question: What Did I get?
Answer: I got millions of Indians a bargain & cheap products, properly packed & delivered (Though lately Snapdeal is screwing up with late deliveries & wrong products) But flilkart is impeccable & prompt plus Cash on Delivery #COD Rocks
FYI eBay has vanished
Flipkart is costlier than PayTM, Amazon, Snapdeal in most of products but in my 26 year old daughter's words
"Dad!!! Flipkart/Myntra are costlier, but deliveries are faster, safer & dependable The rest suck in comparison!!!"
#CustomerIsKing
Queen, Prince & Princess
Who are YOU Dear Moneybag?
#instaBlog 

Tuesday, August 4, 2015

VenuG Presents: Why We Ready? Open Letter to Central Banker Raghuram Rajan, Draghi & Janet Yellen on Interest Rate Review




"वीणा के तार इतने भी ना कसो
कि वे टूट जाऐं
और
इतने भी ना ढीले छोडो
कि वे बेसुरे बजें"
~गौतम बुद्ध
It is strange, that, there is a move to curtail independence of the Central Bank of India, The Reserve Bank of India, popularly known as the RBI on its role in monetary policy , I.e. which basically is used to control inflation.
My latest tweet

"
@VenuSpeak: 11:00 AM IST. #Monetary_Policy review. #RBI rate #MyView here
https://instagram.com/p/58sm9PwScH/
SLR reduction 25 Basis Points. Expected.
#StatusQuo
"

Market Pundits Status Quo.
Sensex & NSE
Fall
Buy low NPA/PE high NIM PSU Bank Stocks.
Monetary policy is a measure generally used by Central Banks(Like RBI, ECB, US FED)
or sometimes by some regulatory body defined by the Sovereign Governments (which the Indian Government is seeking suggestions whether to set up or not {the clarification given by the Government of India last night , intends to deny of any such move)
Monetary Policy is basically affected by the following. } to control inflation using measures like hike/reduction in either the interest rate or statutory reserves to be maintained by the Banks. Also by sale or purchase of Bonds(Like QE1/2/3 & suggestion of 'tapering) by Ben Be nanke in US from 2009 & Japan in 2007 or US & UK during The Great Depression of 1930.
Rise & Fall of Inflation.


Why?
Demand / Supply increase in M1(Money Supply ) rise increases fall decreases inflation.
Cost push. Cost of Inputs, wage rate, jobs, (1997-2008)input material prices.(1970 oil prices increase, 2000 increase in crude prices, 2014 fall in crude prices.


How inflation is controlled?
1 Interest Rates
2 Statutory Reserves to be maintained by Banks with the Central Bank.
3. Bond Sale/Purchase.

What affects inflation?
1 Increase/Decrease in Money Supply(M1)
2. Crude oil/Gold Prices.
3 Cost of basic necessities like food clothing, shelter, healthcare & energy prices.
4 Balance of Payments.
5 Gap between Real Rate of Interest & Rate fixed BT the central bank.
6 Foreign Exchange Reserves.
7 Jobs increase increases decrease decreases.
8. Sentiments of trade cycles, boom, recession, depression, stagflation, hyper inflation

What is #VenuQuotes
"Inflation is a by-product of development cycle , hence a reasonable level of inflation is a necessary evil"

I have one Pro Tip to Both Raghuram Rajan & Janet Yellen.
Read what Buddha told his disciple
 Excess & Obsession about just one thing causes break or cacophony.
Do NOT put over emphasis on either inflation or jobs.
Excess of everything is bad.
At the end of the day, it is meant for human race. What's the use of this hawkish stand, when there is slump in demand resulting in lack of jobs?
Reduce Rates to Rajan
Increase Bond Rates to Yellen.
Satyameva Jayate.
To Government of India, Ministry of Finance & Arun Jaitley
Keep a Hands of Policy.
India is today better than Europe, US & China, because of an independent & adamant Cebreal Banker called Dr Y V Reddy. Had he not put an embargo on mortgage loans & realty loans in 2005, India would have had 2008 contagion too.
Jai Hind.




Once, when the Buddha was told that one of his disciples was having trouble, he went to the young man’s room to see what the problem was. This young man had been born in a rich family, and he had been trained in music, so he still kept his vina – an instrument something like a guitar – in the corner of his room. When the Buddha entered, he saw the vina and said, “Let me see if I can play your vina.”
The disciple reluctantly brought it forward. He didn’t know that the Buddha had been an expert musician.
The Buddha tightened the strings of the vina until they were about to break. The disciple protested, “You are not supposed to tighten the strings like that, Blessed One; they will break!”
So the Buddha, with tender cunning said, “Oh, yes! Then should I make them loose?” And he loosened all the strings until they couldn’t be played at all. “Here, let me do it for you, Blessed One,” said the disciple, and he adjusted them. “They are now just right, neither too tight nor too loose.”
The Buddha smiled, “Yes, you see, that is what my path is: just right, neither too tight nor too loose. Moderation in everything. Temperance in everything.”

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The Thought for the Day is a daily excerpt from Words to Live By by Eknath Easwaran.



Click here to download Easwaran’s Thought for the Day for the iPhone or iPad.



Friday, July 31, 2015

VenuG Presents : Which 4GLTE Phone to Buy With Focus on Camera.

If you're looking for just the Camera compare 
1 Xiaomi Redmi Note 4 ₹9999 , 
2 Micromax Yu Yureka ₹8999.
&
3 Microsoft Lumia 638 . ₹6999.

All have 4G LTE. 

First 2(Xiaomi & Micromax) have 13mp back/5mp front camera with dual flash. 2Gb RAM 8Gb phone memory 32Gb expandable . memory(₹1200) 
Last(Microsoft) has 5mp back/no front camera but Ziess lens. 1Gb Ram. 132Gb expandable memory.
IMO Yu Yureka is best, as a smartphone, but purely as a camera Windows 8.1 Lumia 638 is awesome, as



 A) Windows needs less memory for use, 5mp Nokia Camera when used with Nokia Software/Instagram works great plus
 B)With small sized Apps & 128Gb storage Windows phone can download 2000 Apps including Adobe Photoshop, PicsArt & 200 Photo Video editing softwares which are light in size & fast to use. On an Android/Cynogen phone once you download Chrome, Google Play, Play store, Facebook, their is no scope to download any other app as the error message "insufficient phone storage " keeps cropping up on the Google play store!!!


Here is a comparision between the three 4G phones on NDTV Gadgets
Lenovo A6000 vs Micromax Yu Yureka vs Xiaomi Redmi 4G

Here


Yu Yureka vs Lumia 638 
Here 
Here is best price from  MySmartprice.com

Xiaomi
Micromax
Nokia


Here are phone review videos by gsmarena.

Unboxing review Micromax Yu  Yureka Review 

Nokia  Lumia 638 Review








Saturday, May 9, 2015

VenuG Presents: What is Jan Suraksha? The Biggest Mass Insurance Scheme on Earth.

Day before Yesterday my watchman Chandrashekhar
Rang the bell at 9PM Twice. 
Normally no one rings the bell twice at my home.
I got up & opened the door.
He gave me this invitation card. 



The invitation was from Department of Financial Services.(DFS)
The person inviting was Dr Hasmukh Adhia, Secretary, DFS, government of India.
DFS is the umbrella organisation under Ministry of Finance, which handles all financial services, Banks, Insurance, Mutual Funds, NBFCs, MFIs, Financial Inclusion, Pension Schemes, RBI, IRDA, Ombudsman, PFRDA & Digital India.
Here is their address & website. 
Note: They are taking interns. Apply through the website.


Following is the programme.








Well, I was surprised as the recipient of the invitation.
The names on the list further shocked me. To be honest, I am a resources provider, not directly involved in selling & marketing of financial services. I'm out of operation, initially forced out, then myself kept away, as a) I had to concentrate on my kids, b) I was more into self actualisation stage on the motivation theory step ladder. I wanted to concentrate my 11 years of active service, with SynducateBank, (between 2009-2020 ages 49-60 in promoting what my educators, gurus, bank & society had given me. It was l
Payback time folks.
I needed to give back to society, bank, my junior colleagues. I reinvented myself consciously in 2009 as a mentor, educator, trainer, mental coach. There are people, who do it for money, I do it for free. 
I'm a sucker for underdogs, poor, inclusive growth, ethical financial products.

1 I was "officially invited"{LET ME MAKE IT AMPLY CLEAR I NEVER EVER AM THIS IS MY FIRST OFFICIAL INVITE I GO UNINVITED TO RELEVANT BANK FUNCTIONS LIKE PRPDUCT LAUNCH, WOMEN'S DAY, Customer Meet (A MUST ANNUAL RITUAL I'VE NEVER MISSED) SBOA MEETS. I TAKE PICTURES & SHARE}
2 The Programme was introduction & launch of insurance (2) & pension schemes.(FINANCIAL INCLUSION)
3 Of all the places, the schemes were being launched in Kolkata(NOT DELHI, THE SEAT OF POWER, MUMBAI, FINANCIAL CAPITAL OF INDIA)
4 The invitees, hold your breath, Shri Narendra Modi, The Honourable Prime Minister of India. Shri Keshari Nath Tripathi, Governor West Bengal Ms Mamata Banerjee, Chief Banerjee, (Mrs?? Is she married? Well I thought she was single. She refused to marry for politics AFAIK.
Read here
1 bio
2 A Yahoo Answer pointed question
Is Mamata Banerjee Married?
3 Wikipedia (Normally it mentions marital status & children ALWAYS)

Shri Jayant Sinha, Minister for state for Finance & Babul Supriyo, MP.


A the 4 indicate, the need for popularising the scheme, there are reasons why I must.

A) Insurance penetration in India is 3.9%, and it came down from 6.4% in 2006 to 3.6% in 2013.
B) These Life/Accident insurance & Pension Schemes come cheap.
C) To get the insurance activated needs a bank account & single form.

D) Almost all Indian households have one bank account.
Hence India could have universal insurance &,pension, meaning fully social security compliant state. For this, I'm thankful to Mr Modi for the push &,Bankers in India for working effortlessly for 100% financial inclusion.
Indians
Number of insurance policy holders. 4.2 Crores.
Number of pensioners 2Crores 2.6 Crores
Number of Bank Accounts 84 Crores
So with this we can achieve a lot.
Q1 Why is Jan Suraksha trending on twitter? 
 

Ans: Jan Suraksha is Public Safety is trending on Twitter because, PM Narendra Modi, is launching 3 new social security schemes, Pradhan Mantri Suraksha Bima Yojana(PMSBY) An accident insurance scheme, Atal Pension Yojana (A universal old age pension scheme) & Pradhan Mantri Jeevan Jyoti Bima Yojana(PMJJBY) a life insurance scheme.

Q: What is PMSBY?

And: PMSBY is a bank account like linked cheap accident insurance scheme.
Age : 18-70
Premium: Rs12/- per annum 1st June-31st May every year.
Need A KYC compliant bank account.
Key factor Aadhar Card.
Benefits. On Death Rs2Lakhs
On losing both limbs/eyes Rs2Lakhs
On losing one eye/limb Ts1Lakhs. 
Insurance Firm LIC.

Q: What is PMJJBY
Ans: PMJJBY is a bank account like linked cheap life insurance scheme.
Age : 18-50
Premium: Rs330/- per annum 1st August-31st July every year.
Need A KYC compliant bank account.
Key factor Aadhar Card.
Benefits. On Death Rs2Lakhs
last premium up to 50 th Birthday. Cover up to Age 55.
Insurance Firm LIC.

Q:  What is APY?(Atal Pension Yojana) 
And: APY is a universal contributory pension scheme
Age of entry. 18-40
Age of Exit 60
Pension: Between Rs1000-5000 depending on the contribution.
Pension after 60th Birthday Till death. After death, to spouse of pensioner, after death of spouse of pensioner, corpus reverts to the nominee & pension is stopped. 
The chart of premium 



The full details of scheme above please.

Rider: If you have an active credit card, insurance policy, the Rs12 accident policy is redundant for you as, you already are covered under accident insurance by credit card or insurance firm. But the APY & PMJJY are relevant to all and all MUST avail it.

  • At Age of 20, paying Rs248/month for 40 years, you get a pension of Rs5000/pm from LIC. After your death your spouse gets it. After both die your next of kin get the corpus back. Great scheme. Easily explained pay Rs6000 for 40 years i.e. Rs240000 you get Rs5000/pm 10% of 240000 monthly is Rs2000. 

#JaiHind 
Kolkata
Saturday 9th May, 2015. 

The scheme details in one picture.


And this is me!
Bye bye. 😊